Home Purchase Loans
Whether you're a first-time buyer or upgrading to your dream home, we have the right loan for you.
The Home Buying Process
We make the mortgage process simple and transparent. Here's what to expect.
Get Pre-Approved
Find out how much home you can afford before you start shopping. We'll review your finances and give you a clear picture.
Find Your Home
Work with a realtor and shop with confidence knowing your financing is in order.
Apply & Lock Your Rate
Submit your full application and lock in your interest rate. We'll guide you through every document.
Closing
We handle the underwriting, appraisal, and paperwork so you can focus on moving in.
Purchase Loan Programs
We offer a wide range of programs to meet your needs.
FHA
Low down payment (3.5%), flexible credit requirements. Ideal for first-time buyers.
VA
Zero down payment, no PMI, competitive rates. Available to eligible veterans and active-duty military.
Conventional
Fixed or adjustable rates with as little as 3% down. Strong option for well-qualified buyers.
Jumbo
For loan amounts exceeding conforming limits. Competitive rates on high-value properties.
USDA
Zero down payment for eligible rural and suburban properties.
Down Payment Assistance
Explore grant and assistance programs that can help reduce your upfront costs.
Ready to Buy Your Home?
Get pre-approved today and shop with confidence knowing your financing is in order. Need help finding the right property? Halifax Properties & Investments has you covered.
Have Questions?
Send us a message and we'll help you get started.